When Moving On Doesn’t Mean Moving Out: How Divorce.com Supports Housing-Locked Couples

Breaking up is hard. Breaking up when you can’t afford to move out? That’s a whole new challenge.

Thanks to sky-high mortgage rates, many couples who want to divorce are finding themselves stuck under the same roof. It’s called the “lock-in effect” — and it’s reshaping how families navigate separation.

Across the U.S., this lock-in has slowed nearly two million home sales in the past two years alone. And it’s reshaping the way many couples think about separation and co-parenting.

Some are turning to “nesting.” This means the kids stay put in the family home while parents take turns living there, almost like swapping shifts at an Airbnb. Some couples even set up separate entrances or turn parts of the house into distinct spaces.

Nesting can make things easier for kids, but it also takes serious coordination and clear agreements between ex-partners.

That’s where Divorce.com helps. We give couples the tools and guidance to put plans like this in writing and move forward without unnecessary drama or endless legal fees.

Divorce.com Helps You Navigate the Housing Headache

At Divorce.com, we know divorce isn’t just paperwork. It’s figuring out how to make real life work when things are complicated. This includes shared homes, co-parenting over the long term, and new living arrangements that the traditional legal system was never designed to handle.

Life after separation doesn’t always mean packing up right away. Maybe you’re still in the same home, maybe you’re nesting, or maybe you’re waiting for the right time to sell. Whatever the case, we’re here to help you move forward.

Here’s how we can help:

• Clear documentation for shared property. You tell us the plan and we’ll create custom paperwork to match, even if you’re choosing to wait on selling the home.
  
  

• Support for nesting arrangements. Through guided mediation, we help parents put structure around things like schedules, expenses, and ground rules without escalating conflict.
  
  

• Flat, predictable pricing. Traditional divorce can cost$10,000–$20,000 in legal fees. With Divorce.com, you can get the clarity and support for a fraction of that.
  
  

• Tools for the “messy middle.” Divorce doesn’t always happen in a straight line. Our process makes space for modern realities like staggered moves, shared mortgages, or one-spouse buyouts.

When the Market Says “Stay,” Divorce.com Helps You Move Forward

High mortgage rates shouldn’t trap you in a stressful situation. With Divorce.com, you can keep your focus on what matters most without getting buried in legal fees or outdated processes.

We offer clear, flat-fee options to fit different needs:

• DIY Paperwork – $499: Already have an agreement? We’ll create the custom documents so you can file with confidence.
  
  

• We File for You – $999:  We handle the paperwork and logistics, including filing and serving your spouse, so you don’t have to.
  
  

• Fully Guided Divorce – $1,999: Our most supportive option that includes mediation, tailored documents, and step-by-step help with everything from parenting plans to property coordination.

Divorce Can Be Complex. But It Doesn’t Have to Be Confusing.

Divorce can be complicated, but it shouldn’t leave you in the dark.

Nesting, sharing a home, or still sorting out next steps — whatever your situation looks like, Divorce.com helps you move forward on your terms and at your pace.

Get started today and explore a divorce process that respects your finances, your family, and your future.

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