4 Min Read

What Is Considered Marital Property?

By Divorce.com staff
Updated Sep 20, 2022

What Is Marital Property

When you marry, you merge your life with your partner’s. The things you had before your marriage can still belong to you, but everything that happens from your wedding day forward is part of a new journey. This includes the money you make and the things you purchase after becoming married.

After you get married, some things will be considered marital property. Here’s what you need to know about marital property before you get married and how your state’s laws may impact the division of marital property you obtain during a marriage.

What Is Marital Property

What Is Marital Property?

When you marry, you formally acknowledge that you and your spouse have entered a binding partnership. It’s a lot like starting a business together. Marital property encompasses a lot of things. Anything you buy while you’re married with money you made while you were married is considered marital property. This commonly applies to things like houses and cars.

If spouses invest time or money into something one owned before the marriage, that asset can become marital property. For example, if one spouse pays to repair or improve another spouse’s house or car, they now have a stake in that house or car.

Non-Marital Property

Non-marital property refers to the things you already owned before you were married. If you were a homeowner before marrying your spouse, your spouse has no claim to that property unless you add them to the title.

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Things That Count as Marital Property

Marital property is the property that can be divided between spouses if they decide to divorce. This type of property is difficult to protect.

  • Assets acquired during the marriage.
  • Appreciation of non-marital assets.
  • Interspousal gifts
  • Property held as tenants by the entireties
  • Some retirement benefits

Assets Acquired During Marriage

Anything you buy after getting married is an asset acquired during the marriage. If you purchase a house after you get married, that house is technically marital property even if your spouse didn’t financially contribute to the purchase. It doesn’t matter if your spouse’s name is on the title of the home or not. The same applies to vehicles, land, or other investments.

Non-Marital Assets Appreciation

If something you owned before marriage becomes more valuable after marriage, the asset's appreciation is considered marital property. If you were a business owner before marriage and your spouse worked for your business, the appreciated value of business becomes a marital asset.

If your spouse devoted time or money to renovating or repairing a house you owned before the marriage, the value they added to the house is a marital asset. For example: before getting married, you owned a home worth $400,000. That means that $400,000 is your asset. Then, you use marital funds or the help of your spouse to renovate the property. It increases in value to $600,000. This means that $200,000 is marital property due to non-marital asset appreciation.

Interspousal Gifts

Gifts given from one spouse to another spouse are marital property. If you buy your spouse a $15,000 watch or diamond necklace as an anniversary gift, it’s technically half yours and half theirs. In the event of a divorce, you’re entitled to half the value of that piece of jewelry.

Property Held as Tenants by the Entireties

Tenancy by the entirety is a rare situation that most married couples will never encounter. Married couples with special independent financial interests may choose to pursue tenancy by entirety when they purchase a home together. Both spouses' names are on the title with tenancy by the entirety. Rather than owning the property in a technical 50/50 split, both partners own 100% of the property.

For a property to be held this way, both spouses need to be identical in their standing. They must be married when they purchase the property, have equal stakes in the property, and enter into the purchase of the property in the exact same way at the exact same time.

Some Retirement Benefits

If you start a retirement plan (like a 401k) before you get married, the money you’ve paid into the plan is yours. The additional funds are considered marital property if the retirement plan accumulates more money throughout the marriage.

Things That Count as Non-Marital Property

Non-marital property is any property that belongs exclusively to one spouse. This can be a property that belonged to the spouse before the marriage, an inheritance that was explicitly left to one spouse, income from an asset entirely separate from the marriage, and anything spouses chooses to protect with a prenuptial agreement.

  • Assets acquired before marriage.
  • Gifts or inheritance (not interspousal)
  • Income from non-marital assets.
  • Assets and property are excluded by agreement.

Assets Acquired Before Marriage

Whatever you bought with your money before marriage will remain your property during the marriage. It will also remain your property if you become divorced. This includes any real estate or cars you owned before marrying your spouse.

Gifts/Inheritance (Not Interspousal)

If a relative dies and leaves you money or property in their will, your spouse is not entitled to either. If your uncle passes away and leaves you his beach condo, that condo belongs exclusively to you unless you choose to add your spouse to the title.

Nonmarital Assets Income

If one spouse has an income source they established before their marriage, like renting out a home they own, the income from that source isn’t marital property as long as the income isn’t deposited into a joint bank account.

Assets/Property Excluded by Agreement

You can create a prenuptial agreement before you get married. This agreement will designate what each spouse considers their own personal, untouchable property. If both parties agree, the assets and property listed won’t be regarded as marital property.

If you didn’t get a prenuptial agreement or something significant has changed, you could get a postnuptial agreement. A postnuptial agreement is essentially the same - you simply do it after marriage.

What Is Common Law Property?

Common law property is a system most states use to determine who in a marriage owns what assets. It’s a straightforward system. If one spouse owns a car and the other spouse’s name isn’t on the title, the vehicle is recognized as belonging solely to the spouse who owns it.

Which States Have Common Law Property Laws?

Forty-one states utilize common law property. Unless your state is an exception listed as a community property state below, you live in a common law property state.

What Is Community Property?

In states that utilize community property laws, anything purchased during a marriage belongs to both partners equally. This differs from equitable distribution, where separate property is split based on state-specific factors. It doesn’t matter if both partners are listed on the deeds or titles. All assets that aren’t explicitly protected as exceptions fall under community property.

Which States Have Community Property Laws?

  • Arizona
  • California
  • Idaho
  • Louisiana
  • Nevada
  • New Mexico
  • Texas
  • Washington
  • Wisconsin
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Final Thoughts

Marriage involves sharing much more than your heart. Utilizing a prenuptial agreement can help protect your assets if your future doesn’t play out the way you’d hoped. Divorce.com offers prenuptial agreement resources and lawyer consultations to help you keep your property safe.

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Contents:

logo
Basic Do it Yourself Divorce
The most affordable way to get it done right.
Learn more
From $299 + state filing fees
logo
Standard We File For You
Human processing experts to help with your state’s incredibly confusing state filing process.
Learn more
From $599 + state filing fees
logo
Attorney Assistance
Affordable, flat rate legal advice from an independent attorney licensed in your state, to make sure you do everything right.
Learn more
From $899 + state filing fees
logo
Traditional Divorce
Complete end-to-end help from an independent attorney, licensed in your state, with negotiated rates.
Learn more
From $2750 + state filing fees

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uncontested divorce

What To Expect at an Uncontested Divorce Hearing

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mediation, complicated divorce

When Is Divorce Mediation Not Recommended?

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mediation, divorce alternative

7 Things To Do To Prepare for Divorce Mediation

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online divorce

Step-by-Step Guide: How To File for Divorce Online

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divorce papers, divorce without a lawyer

How To Respond to Divorce Papers Without an Attorney

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fast divorce, uncontested divorce

How Long Does an Uncontested Divorce Take?

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divorce process, expensive divorce

How Much Does It Cost To Get a Divorce? Complete Breakdown

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divorce process

How Long Does a Divorce Take?

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divorce process, divorce papers

How To Start the Divorce Process: Step-by-Step

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mediation

What Is Mediation in Divorce and When Should I Use It?

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divorce statistics, divorce rate

48 Divorce Statistics in the U.S. Including Divorce Rate, Race, & Marriage Length

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divorce process, ted

10 TED Talks That Anyone Considering Divorce Should Watch

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Making the Decision, Infidelity

When to Walk Away After Infidelity: 7 Signs It Might Be Time To Leave

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selling property, selling before divorce

Selling Your House Before a Divorce: A Surprisingly Good Idea

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uncontested divorce

What Is an Uncontested Divorce? Everything You Need To Know

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divorce checklist

Divorce Checklist for 2023

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Dating After Divorce

10 Tips for Dating After Divorce

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divorce process, name change

A Guide to Name Change After a Divorce

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divorce process, remarry

Can I Get Married Right After Getting Divorced?

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divorce trauma

The Psychological Trauma of Divorce

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divorce litigation

When Is Divorce Litigation Necessary?

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marriage abandonment

What You Need To Know About Marital Abandonment

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miserable husband syndrome

Miserable Husband Syndrome Explained & Tips To Cope

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toxic relationship

12 Tips on Leaving a Toxic Relationship

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leave a marriage

5 Tips on How To Leave a Marriage Peacefully

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walkaway wife syndrome

5 Signs of Walkaway Wife Syndrome

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divorce process, divorce in california

6 Steps in the California Divorce Process

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divorce process, divorce in Texas

The 6 Steps of the Divorce Process in Texas

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signs od divorce

22 Experts Give Warning Signs Of Divorce You Need To Pay Attention To

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divorce costs, divorce methods

How Much Does a Divorce Cost in California?

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cheating, emotional affair

Emotional Affairs and Texting

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divorce in california, divorce terms

How Long Does it Take to Get a Divorce in California?

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Divorce Recovery, Life After Divorce

10 Tips on How to Reinvent Yourself After Divorce

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sexless marriage

When to Walk Away From a Sexless Marriage

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divorce reasons, top divorce factors

Causes Of Divorce: 13 Of The Most Common Reasons

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divorce process, divorce in california

All of the California Divorce Papers That You Need to Get a Divorce

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divorce costs, divorce in new york

How Much Does a Divorce Cost in New York?

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low-cost divorce, uncontested divorce

The Cheapest Way to Get Divorced

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collaborative divorce, uncontested divorce, types of divorce

The Different Types of Divorce

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Separation, divorce process, divorce in new york

Legal Separation vs Divorce in New York

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divorce statistics, divorce guide, social media

The Complete Guide to Divorce & Social Media

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Life After Divorce, moving out

Moving Out of State Before, During, or After Divorce

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Children and Divorce, child custody

5 Reasons a Judge Will Change Custody

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Children and Divorce, child custody

What Does Sole Custody Mean?

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Child Support, Children and Divorce, child custody

How Does Child Support Work if the Father Has No Job?

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Child Support, alimony

If the Wife Files for Divorce, Can She Get Alimony?

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child custody, parent rights

Parent Rights: Custodial Parent vs. Non-Custodial Parent

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divorce statistics, divorce rate

10 Professions With The Highest Divorce Rate

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expensive divorce, divorce cost

Why is Divorce So Expensive? 5 Reasons from Laura Wasser

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mediation, divorce budget

Divorce Mediation Cost: Budget Accordingly

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divorce process, divorce rights

My Husband Wants a Divorce, What Are My Rights?

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mediation, divorce decree

Marital Settlement Agreement vs. Divorce Decree: What is The Difference?

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Children and Divorce, divorce in Texas

The Texas Divorce Forms For Spouses Without Children

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Separation, divorce process, family pets

During a Divorce or Separation, What Happens to The Family Pet?

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divorce in Texas, divorce terms

How Long Does It Take To Get A Divorce In Texas?

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mediation, arbitration

Which Is Better? Mediation vs. Arbitration

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divorce in california, no fault divorce

California No Fault Divorce

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divorce in Texas, adultery, laws

Texas Divorce Laws About Adultery

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divorce terms, divorce in new york

How Long Does It Take to Get a Divorce in New York?

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child custody, custodial parent

Custodial Parent: Meaning and Responsibilities

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Separation, divorce process, Divorce

Separation vs Divorce: How To Understand the Process

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child custody, parental kidnapping

What To Do? Parental Kidnapping and No Custody Order